PLANNING your wedding should be a special time that allows you as a couple to focus on what really matters in life: your future happiness together and the beginning of a journey that will last a lifetime.
Unfortunately, even the best prepared weddings can run into hitches before the big day finally arrives, and the sad thing is these can be costly. As such, increasing numbers of people are turning to their computers, not just to arrange the details of their forthcoming nuptials, but also to consider the advantages of securing wedding insurance online.
To appreciate the true value of wedding insurance, it is important to understand the many pitfalls that can befall even the most extensively planned and prepared wedding. How would you cope if the company that was planning the catering for your day went out of business and took the money you had paid with it into administration? What if your flowers accidentally get damaged on the way to the venue, or the photographer fails to turn up on the day of the wedding?
It is precisely for these situations that wedding insurance proves so invaluable. As with any major event, careful planning and preparation can be thrown into expensive chaos, should an unforeseeable problem arise with little time, or money, left to resolve it. With the average wedding set to cost around £18,605 during 2011, according to UK Wedding Belles magazine, insuring your investment in the happiest day of your lives is a wise move.
It is little surprise now that many wedding magazines and websites stress the importance of wedding or event insurance to prospective planners. Especially considering that in the grand scheme of it all, sufficient wedding insurance is amongst the cheapest items on the list.
Given the fact that wedding insurance is not only comprehensive, but also affordable, it is something of a surprise that one in four weddings are arranged without insurance for the big day.
This is clearly a false economy. The stresses and strains of planning the big day, especially if the bride and groom are doing a great deal of the work themselves, means that it is all too easy to overlook smaller aspects of the wedding such as insurance. With the average spending on a bride's wedding outfit at £1,500, a honeymoon and reception at £4,000 apiece and the engagement ring alone costing around £1,200, insurance, though it costs a fraction of this, is easy to forget.
A good wedding insurance policy will cover almost every aspect of your big day, depending on the policy you decide to take out. Wedding insurance covers not only weddings, but civil partnership ceremonies too. The wedding cake, gifts, rings, bride's dress and flowers are also covered.
Insurance cover can also include weddings that take place abroad, as well as in the UK. Specialist marquee cover is also available for weddings that will take advantage of this facility, while if the bride, groom or a close relative falls ill on the day, many of the best policies will ensure that any costs arising from an unforeseeable cancellation of the event, are reimbursed to the policyholder.
With so much already to worry about and sort out for the big day, being anxious about what may happen is an unnecessary waste of energy. Wedding insurance allows those involved to enjoy the planning and build up to the day and gives them the peace of mind to focus on what really matters: each other.
